ESTO

ESTO instalment – don’t want to pay the full amount at once? Pay in instalments!

Use ESTO instalment payments – the cheapest, most convenient and fastest instalment link in Estonia!

Add the products to your shopping cart, confirm your order and choose ESTO instalment link as your payment method. When paying, select the appropriate period, the monthly instalment amount and digitally sign in conveniently using your ID card or Mobile ID.

ESTO instalments are a very fast and convenient payment solution that helps you to set up a payment schedule based on the period you choose, i.e. pay in instalments. This payment solution makes a credit decision in real time and helps you make a purchase in less than 60 seconds.

NOTE! Every instalment is a financial commitment. Before signing a hire-purchase agreement, please read the terms and conditions of the service and consult a professional if necessary.

The ESTO hire purchase provider is ESTO AS (reg. code 14180709).

The standard conditions for ESTO hire-purchase are as follows:

Interest from 0%

Contract fee from € 0

From 0 % up to 4 years

ESTO instalments are available to all citizens of the Republic of Estonia aged between 18 and 70 years. The ESTO instalment can also be quickly and conveniently arranged for legal entities.

Every financial decision comes with risks and responsibilities, so we urge you to think carefully about the need to use credit products.

For example, for a loan amount of €1,500 with a fixed interest rate of 14.90% per year for 12 months and a contractual fee of €14.90, the APR is 34.74%, the monthly payment is €146.37 and the total amount to be repaid by the consumer is €1,756.68. The instalment is a financial obligation and before making a decision, please read the contract terms and conditions carefully and, if necessary, consult an ESTO AS employee or other professional.